**DISCLAIMER**: The benefits and values shown above are not guaranteed. MPI® results are calculated using a 6.4% average return annually. Expenses calculated from a state insurance department approved illustration for a preferred health rated male with a loan rate of 4% in the MPI® Match Program. MPI® distributions (retirement income and other uses) can be tax-free and may not be exposed to capital gains tax. The assumptions on which they are built are subject to change according to market returns, health rating, inflation rates, and other variables. Actual results may be more or less favorable. Roth IRA projections are assumed 9% market growth with an assumed expense ratio of 1% all-in fees. Compound results are calculated on an annual basis. Roth IRA projected income is based off the 4% rule.